AutoZone Credit Card: A Comprehensive Guide
AutoZone is one of the leading retailers of automotive parts and accessories in the United States. They offer a wide range of products to help keep your vehicle running smoothly, from engine oil to batteries, brakes, and more. AutoZone has also made it easier for its customers to buy the products they need by introducing the AutoZone credit card.
This credit card is designed to help customers save money and make their shopping experience more convenient. In this article, we will take a closer look at the AutoZone credit card, including its benefits, how to apply, and how to manage your account.

What is the AutoZone Credit Card?
The AutoZone credit card is a store credit card that can only be used at AutoZone stores. It is issued by Citibank, and it comes with various benefits for AutoZone customers. The card can be used to purchase products at any AutoZone store across the country. It is important to note that this credit card is not a Visa or Mastercard, which means it can only be used at AutoZone.
Benefits of the AutoZone Credit Card
The AutoZone credit card offers a range of benefits for its users, including:
- Rewards Program: The AutoZone credit card rewards program allows customers to earn a $20 reward when they make five purchases of $20 or more. This reward can be used towards any future AutoZone purchase.
- Financing Options: The AutoZone credit card offers financing options for larger purchases. Customers can choose between deferred interest financing or fixed monthly payments. The deferred interest financing option allows customers to pay off their balance over time with no interest as long as the balance is paid in full within a certain period.
- Exclusive Offers: The AutoZone credit card also provides exclusive offers and promotions to its users. Cardholders receive notifications about these offers via email or mail.
- Online Account Management: The AutoZone credit card comes with an online account management system that allows cardholders to manage their account online. This includes viewing account statements, paying bills, and setting up automatic payments.
- No Annual Fee: There is no annual fee associated with the AutoZone credit card.
How to Apply for the AutoZone Credit Card
To apply for the AutoZone credit card, follow these steps:
- Visit the AutoZone website or any AutoZone store to pick up an application.
- Fill out the application form with your personal information, including your name, address, and social security number.
- Submit the completed application form to an AutoZone store representative.
- Wait for the credit card to arrive in the mail.
Applicants must be at least 18 years old and have a valid government-issued ID. They must also have a good credit score to be approved for the AutoZone credit card.

How to Manage Your AutoZone Credit Card Account
Once you receive your AutoZone credit card, you can manage your account online by following these steps:
- Go to the AutoZone credit card website and log in using your account information.
- From there, you can view your account balance, recent transactions, and payment history.
- You can also make payments online, set up automatic payments, and request additional cards for authorized users.
- If you have any questions or concerns about your AutoZone credit card, you can contact customer service by phone or email.
Also read: Smile Generation Credit Card
Final Thoughts
The AutoZone credit card is a great option for frequent AutoZone customers who want to save money and have a more convenient shopping experience. With its rewards program, financing options, exclusive offers, and online account management system, the AutoZone credit card is designed to meet the needs of its users.
If you are interested in applying for the AutoZone credit card, visit any AutoZone store or the AutoZone credit card website to get started. Remember to read through the terms and conditions carefully before submitting your application.
It’s also important to note that while the AutoZone credit card can be a useful tool for managing your expenses and earning rewards, it should be used responsibly. Be sure to pay your balance on time and in full each month to avoid interest charges and late fees.
In conclusion, if you’re a frequent AutoZone customer, the AutoZone credit card can be a great way to save money and make your shopping experience more convenient. With its rewards program, financing options, exclusive offers, and online account management system, the AutoZone credit card offers a range of benefits that can help you get the most out of your purchases. Apply today and start enjoying the benefits of being an AutoZone credit cardholder!